Families - FutureSmart - MassMutual Foundation: A nationwide initiative that brings critical financial education to middle and high school students across the United States.


Just 43 percent of parents describe themselves as “well prepared” for financial conversations and many Americans don’t learn money-saving habits until early adulthood.

Resources at your fingertips

The MassMutual Foundation is here to help by providing families with digital personal finance education.

Select a learning plan

Explore the topics below to increase your knowledge and be better prepared to have healthy conversations about money with your loved ones.


Life's Biggest Transactions

You'll face some major and exciting financial decisions throughout life, like buying a car or your first home. We're here to help with resources to help you tackle these decisions with confidence.


Family Finances

Raising kids is stressful and hard enough. Having a financial plan and sticking to it can reduce anxiety and teach everyone about financial responsibility.


Saving for the Future

Use our simple tools to start tracking your spending and learn how to save for the future so you can achieve your financial goals.


Protecting Health and Wealth

Life is unpredictable. Make sure you are prepared for whatever life throws your way.

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Financing Higher Education

Paying for education can seem expensive and overwhelming. But don't worry - you're not in it alone!

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Learn, Invest, and Grow

Check out our resources designed to help you make the most of your money and set yourself up for financial success.

Education for Children

FutureSmart for your child

FutureSmart is a free digital financial education program for middle school students that empowers them to manage their finances, make sound decisions, and become financially responsible.

Opportunity to win a $5,000 scholarship!

Students who complete at least three lessons in FutureSmart can share what they learned for the opportunity to win a $5,000 529 College Savings gift card.