By the time adolescents reach middle school, they have already developed the capacity to understand complex economic concepts, make financial judgments, and assign value to purchases and brands.

Yet the majority of today’s schoolchildren are not receiving the personal finance education they need to navigate the modern financial world.

This moment calls for bold action, and we are grateful you’ve decided to join the movement.

Take Action

Advocate to bring this free program to your local community by sending a note to your child’s teacher or school principal using this email template.

The Course Experience

The Course Experience

MassMutual Foundation’s free digital program empowers students to effectively manage their finances, make sound decisions, and become stewards of their financial future through interactive exercises and real-life scenarios.
FutureSmart is more than just a digital course or educational curriculum. It is a way of preparing young people to make smart financial choices from today onward.

Student Knowledge Gain

MassMutual Foundation’s free digital program empowers students to effectively manage their finances, make sound decisions, and become stewards of their financial future through interactive exercises and real-life scenarios.
FutureSmart is more than just a digital course or educational curriculum. It is a way of preparing young people to make smart financial choices from today onward.

Student smiling while using laptop in class
Assembly full of smiling students

Reaching Students at Scale

By 2025, the FutureSmart program will reach nearly six million students through a total investment of $50 million from the MassMutual Foundation.