Scholarship

“I have also started saving my money and I asked my Mom to open a high yield savings account to help me gain interest on my funds. The FutureSmart program has taught me the importance of saving my money and how to save it. My Mom is going to take me to the bank to open my own savings account. I’m excited to see how much interest I’ll have gained on my funds at the end of 12 months.”

Selso O.
Texas

“The FutureSmart courses helped me solve many of my problems now I’m not so scared of adulthood… FutureSmart taught me how to pay for rent, manage time and money, prepare for retirement, and a lot of other fundamental life skills. I also am very thankful for all the incredible ways you’ve fit all these essential life skills in a way that kids my age can understand!”

Elyana B.
Colorado

“I truly believe the FutureSmart: Financial Literacy for Middle School program has allowed me to prepare for my future as an adult…I discovered how to manage my money wisely, choosing how to spend to ensure I stay within budget. Additionally, I now know how to find what career choice would be right for me… the decision to study and enter the career of engineering passionately.”

Edison C.
Florida

“The FutureSmart program has informed me on how to use money diligently, so my monetary decisions will positively influence my financial stability. For instance, module two “Smart Shopping,” educated me about the importance of needs versus wants, and taught me to pay for items necessary to survive, and less on things I prefer.”

Peyton W.
California

“Before the FutureSmart program, I used to be uninterested in financial practices. However, after the FutureSmart program, I have gained a renewed sense of interest after seeing the importance of these financial practices in the long run and the ways practicing good financial practices now can encourage good monetary practices for years to come. I also learned of the steps I can take now to encourage good monetary habits, such as evaluating the necessity of things I buy and planning for college. The FutureSmart program has not only provided me with the knowledge of good financial practices but the ways to implement them to positively affect my future habits.”

Jonathan C.
New jersey

“When we know and understand the different ways to pay, as well as their advantages and disadvantages, we can better decide our method of payment based on our unique circumstances. In my view, you are never too young or old to learn about money management; though, it is best to start early. I am grateful FutureSmart has offered me the opportunity to learn about different ways to manage my expenses. I feel more prepared for my future financial responsibilities because of this learning experience.”

Camila V.
Washington

“The course gave me a clear understanding of needs and wants and a good understanding of the value of things. The times I had to decide on buying things I needed; I checked to see if buying used or an older model makes sense. For example, since I play competitive tennis, I need tennis racquets and good tennis shoes. I realized that a gently used tennis racquet with new strings and a new grip or a previous year model tennis racquet, will save me (my parents rather) a lot of money and still give me the performance I need.”

Krish A.
North Carolina

“Now I know that it is better to pay off your credit card balances on time to keep a good credit score and not get charged with extra fees or accumulate credit card debt. I learned that instead of making frivolous expenses I need to stick with my budget daily. This will help me save for important goals in my life such as going to medical school and owning a house.”

Saniya C.
California